Document

Documents Required for a Property Loan

Here’s a checklist of commonly required documents:

1. Identity Proof (Any One)

Aadhaar Card

PAN Card

Passport

Voter ID

Driving License

2. Address Proof (Any One)

Utility Bills (Electricity, Water, Gas)

Rental Agreement

Passport

3. Income Proof

For Salaried Individuals:

Latest salary slips (3–6 months)

Bank statements (last 6 months)

Form 16 or Income Tax Returns (ITR)

For Self-employed Individuals:

Business registration certificate

Profit & loss statements

ITR for the last 2–3 years

4. Property Documents

Title deed or sale deed

Property tax receipts

Encumbrance certificate

Approved building plan

5. Other Documents

Loan application form

Passport-sized photographs

Proof of age.